Terms of Service

Effective Date: August 16, 2025

Welcome to Paint & Prosper Magazine ("we," "our," or "us"). By accessing or using our website, content, or services, you agree to these Terms of Service.

Use of Services
• You must be at least 13 years old to use our services.
• You agree to use our site and content only for lawful purposes.
• We may suspend or terminate access if you violate these terms.

Intellectual Property
• All content, branding, and materials on Paint & Prosper Magazine are owned by us or licensed to us.
• You may not copy, reproduce, or distribute our content without written permission.
• Limited personal, non-commercial use is allowed.

User Contributions
• If you submit content (articles, comments, etc.), you grant us a non-exclusive, royalty-free license to use, publish, and display it.
• You are responsible for ensuring your submissions do not violate any rights or laws.

Subscriptions & Payments
• Any paid subscriptions or purchases are subject to the terms displayed at checkout.
• All sales are final unless otherwise required by law.
• We may change subscription rates with reasonable notice.

Disclaimers
• Content is provided for informational and educational purposes only.
• We make no guarantees regarding accuracy, reliability, or availability of our services.
• Use of our content is at your own risk.

Limitation of Liability
• We are not liable for indirect, incidental, or consequential damages arising from your use of our services.
• Our total liability will not exceed the amount you paid us, if any, in the past 12 months.

Third-Party Links
• We may link to external websites. We are not responsible for their content or policies.
• Your use of third-party sites is at your own discretion.

Changes to Terms
• We may update these Terms of Service at any time.
• Continued use of our services means you accept any changes.

Governing Law
These terms are governed by the laws of the United States and the State of Delaware, without regard to conflict of law principles.

Contact Us
If you have questions about these Terms of Service, contact us at:
terms@paintandprosper.com